Term Loan
The benchmark everything else is measured against.
- Loan amount
- $20K – $1M
- Funding speed
- Within 24 hours
- Loan term
- 1–2 years
- Interest rate
- As low as 6%
80+ lenders, one application
Compare the offersbefore you take one.
One application reaches a network of 80+ lenders. You get the offers side by side and a specialist who explains what each one really costs.
- About two minutes to apply
- No cost to apply
- Total cost, not just the rate
- No obligation to accept
Prime is not a lender, which is the point: it has no product of its own to prefer.
Four things to checkOn any offer, from anyone
80+lenders in the network
25,000businesses funded
95%approval rating
24 hrsto funding once approved
The options
What you can be offered
Six products, priced very differently. Applying once tells you which ones are open to you before you have to choose between them.
Short Term Business Loan
Less interest in total, more out of each month.
- Funding amount
- $10K – $1M
- Funding speed
- As quick as 1–2 days
- Cost
- Beginning at 6%
- Term
- Up to 24 months
Equipment Financing
Secured lending, and priced accordingly.
- Loan amount
- Up to $250K
- Term
- 1–5 years
- Cost
- As low as 8%
- Repayment
- Monthly
Working Capital
Short money for running costs, collected often.
- Funding amount
- Up to $1M
- Funding speed
- Within 24–48 hours
- Cost
- Starting at 4.5%
- Repayment
- Daily or weekly ACH
Business Line of Credit
Priced on what you draw, not what you are approved for.
- Funding amount
- Up to $1M
- Term
- 6 months to 3 years
- Cost
- Starting at 4.5%
- Funding speed
- Within 1–2 days
Business Cash Advance
The one that needs the closest reading.
- Funding amount
- $5K – $500K
- Funding speed
- 24–48 hours
- Factor rate
- 10% – 35%
- Repayment
- Daily or weekly ACH
The comparison
The cheapest rate is not always the cheapest loan.
Term length, repayment frequency, fees and factor rates all move the real number. An offer is only good or bad next to the others you could have had.
How the comparison works
Where the second opinion happens.
The point of a broker is not speed, it is the second opinion. Here is where that happens.
Step 01
One application, eighty lenders
A few questions about the business, put in front of the lenders whose appetite matches your profile rather than every lender at once.
- About 2 minutes
- One credit enquiry
- No cost to apply
Step 02
The offers arrive together
Seeing them side by side is the part that matters. A lower headline rate over a longer term is often the more expensive loan, and that only shows up in comparison.
- Offers within a day
- Total cost, not just the rate
- No obligation to accept
Step 03
You choose with the numbers in front of you
A funding specialist goes through the structure of each offer, what it costs across its life, and what the repayment does to your cash flow before you commit.
- Plain-English breakdown
- Funding in as little as 24 hours
- Nothing owed if you decline
A second opinion
How to read an offer
Four things worth checking on anything you are sent, from us or from anyone else.
Total repayment, not interest rate
Ask what you will pay back in total. Two offers at the same rate over different terms are not the same loan, and a factor rate is not an interest rate at all.
How often it is collected
Monthly, weekly and daily repayment feel completely different against real takings. A daily debit suits a shop and can strangle a business that invoices.
What it costs to clear early
Some products discount unpaid interest if you settle early. Others charge the full amount whenever you finish. It changes the maths considerably.
Fees inside the number
Origination, administration and processing fees are sometimes deducted before the money reaches you, so the amount you receive is less than the amount you repay on.
The application
See your offers
About two minutes to apply, no cost, and no effect on your credit. You are under no obligation to accept anything that comes back.
Rather talk to somebody first? (844) 220-3232.