How it works
How the comparison works
The point of a broker is not speed, it is the second opinion. Here is where that happens.
Step 01
One application, eighty lenders
A few questions about the business, put in front of the lenders whose appetite matches your profile rather than every lender at once.
- About 2 minutes
- One credit enquiry
- No cost to apply
Step 02
The offers arrive together
Seeing them side by side is the part that matters. A lower headline rate over a longer term is often the more expensive loan, and that only shows up in comparison.
- Offers within a day
- Total cost, not just the rate
- No obligation to accept
Step 03
You choose with the numbers in front of you
A funding specialist goes through the structure of each offer, what it costs across its life, and what the repayment does to your cash flow before you commit.
- Plain-English breakdown
- Funding in as little as 24 hours
- Nothing owed if you decline
A second opinion
How to read an offer
Four things worth checking on anything you are sent, from us or from anyone else.
Total repayment, not interest rate
Ask what you will pay back in total. Two offers at the same rate over different terms are not the same loan, and a factor rate is not an interest rate at all.
How often it is collected
Monthly, weekly and daily repayment feel completely different against real takings. A daily debit suits a shop and can strangle a business that invoices.
What it costs to clear early
Some products discount unpaid interest if you settle early. Others charge the full amount whenever you finish. It changes the maths considerably.
Fees inside the number
Origination, administration and processing fees are sometimes deducted before the money reaches you, so the amount you receive is less than the amount you repay on.
The application
See your offers
About two minutes to apply, no cost, and no effect on your credit. You are under no obligation to accept anything that comes back.
Rather talk to somebody first? (844) 220-3232.