Term Loan
The benchmark everything else is measured against.
- Loan amount
- $20K – $1M
- Interest rate
- As low as 6%
One of six options
Working Capital
Short money for running costs, collected often.
- Funding amount
- Up to $1M
- Funding speed
- Within 24–48 hours
- Cost
- Starting at 4.5%
- Repayment
- Daily or weekly ACH
Working capital
How a working capital is priced
Working capital funds operations rather than assets: payroll, rent, inventory, and the gap between invoicing and being paid. Terms are short, typically six to twenty-four months.
The detail that matters most in comparison is collection frequency. Daily or weekly debits change what a given rate actually feels like, and two offers at identical cost can behave completely differently against the same set of takings.
Before you sign
What to compare
- Daily versus weekly collection
- Total repayment, not the rate
- Whether early settlement helps
- How it sits against your slowest week
The application
See your offers
About two minutes to apply, no cost, and no effect on your credit. You are under no obligation to accept anything that comes back.
Rather talk to somebody first? (844) 220-3232.
The options
Priced against the other five
Short Term Business Loan
Less interest in total, more out of each month.
- Funding amount
- $10K – $1M
- Cost
- Beginning at 6%
Equipment Financing
Secured lending, and priced accordingly.
- Loan amount
- Up to $250K
- Cost
- As low as 8%
Working Capital
Short money for running costs, collected often.
- Funding amount
- Up to $1M
- Cost
- Starting at 4.5%
Business Line of Credit
Priced on what you draw, not what you are approved for.
- Funding amount
- Up to $1M
- Cost
- Starting at 4.5%
Business Cash Advance
The one that needs the closest reading.
- Funding amount
- $5K – $500K
- Factor rate
- 10% – 35%